The HGTV award winning ‘Green’ Home attracted many buyers today – 2 people interested in writing offers!

Published in: on October 23, 2010 at 1:53 pm  Leave a Comment  

Florida Governor

I have just finished watching the gubernatorial debate on TV. Here is my post on Rick Scott’s web site: (Rick Scott has several websites that do not allow comment – this was the ONLY one that allowed comment – we wonder why!)

Sir:

I have just finished watching your debate against opponent Alex Sink and to be quite honest, I don’t know who is worse…. you or her!

Number one: Your body language is appalling and you falter with every statement. This does not foster confidence in your voters. Neither of you have confidence in what you are feeding the voters and this leads me to believe that BOTH of you are simply currying favor with the voters, only to feed your own egos after elections!

Number two: You did not answer A SINGLE QUESTION! All you did was to attempt to discredit your opponent. Now don’t get me wrong ~ I am not convinced that she is the right choice either but by gosh…. you did a great job of playing right into her hands with your hell-bound mission to bring out every single infraction in her career! If you are so religious (as you claim to be), then you will respect the notion that they crucified the last perfect person!

Number 3… and more to my point: You blatantly state that you will reduce unemployment. Exactly how do you plan to do that, Sir? What is your plan as this was never addressed in the debate? And BTW… I expect a tangible answer to this question – in detail – not the waffling and evasion that you employed on television.

As a REALTOR(R) in both California and Florida, having suffered through the bad decisions and laws passed by government which has simply taken us from a bad economy to a WORSE economy, I would like to know what you plan to do to resolve the distress sale issues that we have in this State.

How strong will you be in representing the distressed owners against government officials and representatives who are so far removed from the problem, as to not care about it. PLEASE tell me that you do NOT favor a bank bailout because I cannot see why banks should receive funding – they are the ONLY ones making money out of this recession and the ONLY ones that have not had to make any sacrifices.

What do you plan to do about the banks who are grossly overcharging customers to the point where homeowners have no alternative BUT to go into foreclosure?

What do you plan to do about banks that encourage homeowners to stop paying their mortgages while they assess a loan modification, only to foreclose on them for non-payment of their loan?

What do you plan to do about fraudulent charges that banks bring to their customers, that they cannot reverse, due to the change in dispute law?

What will you do to combat the inflated appraisals that banks obtain through THEIR appraisal companies (at listing), which are then low-balled at a later stage (after sale), so that banks can sue to get the appraisers insurance money and put them out of business?

Education in this country, but moreso in this State is a JOKE! I have no faith in the next generation of so-called leaders, who have been schooled and graded, not on merit, but graduated on multiple choice question papers, marked by teachers who fear their students.

Oh…. and what would you do about curbing government spending on unnecessary staffing? Government – Federal, State and local – is fraught with staff that spend 20 years with nothing to do only to draw healthy government retirement plans (yes, I have known a few)! Are you prepared to CUT those members of staff to save tax payers money? And while we’re talking about it, how much clout DO you have? … Do tax payers REALLY have to foot the bill for past Presidents and other Officials, to live out their lives on pensions to the standard that they have BECOME ACCUSTOMED TO, when the taxpayer can’t afford their own retirement?

I have SO MANY QUESTIONS that I, my collegaues and our clients have brought forth, that this post could never be long enough. If you could answer just 1% of these questions satisfactorily, you might be successful in getting my vote – although I very much doubt it, because I am of the opinion that you have not thought further than the day of elections.

Furthermore, you state that with regard to marriage between homosexuals (that was how the question was put to you), is concerned, you believe that marriage is a state that exists between a man and a woman. You said this TWICE! Are you aware that gay people do not wish to live in Florida BECAUSE of that archaic belief? Because they KNOW that GOVERNMENT opposes same sex relationships? Are you aware that this drachonian belief is the very reason that our State is not more prosperous than it is now? If you believe that this is what your Bible says, then, Sir…. why do you shave your head? There was a time when Biblical law provided that men should not cut hair/shave their heads OR their faces! I mean…. if you are going to take the Bible at the very meaning of the letter, then please, Sir, do so in entirety – don’t pick and choose according to what suits you at the time. If, however, you are progressive enough to shave your face and shave your balding head, wear a red tie (which, incidentally was ALSO not dictated by your Bible), then at least have the progressive nature to allow the same courtesy to others! Live and let live!

Oh, and incidentally, I am a US Citizen who was once an immigrant. Secure our borders? What a stupid statement! Have you ANY idea how many THOUSANDS of miles constitute our borders (hint: look at a map of the US… um… Google?)? Clearly you have NO idea what this issue involves! Believe me, having come through the process of what took me 25 years at a cost of over $100,000, you cannot teach me anything about the immigration laws that I don’t already know and which NEED REVISING! You, Sir, have never been an immigrant, know nothing of the process and cannot even begin to understand how to improve the situation!

Please understand that I have not yet made a decision as to who I will vote for, but vote I will! I will not vote for a party – I will vote for the BEST person for the job, but help me out here…… at least give me A LITTLE SOMETHING to work with!

(I came to this country with the intention of having a beneficial input into the lives of the people – I will not be silenced when so much needs attention! I have no doubt that this post will never air on this site, so I am posting it on other sites, so that the people of Florida may be better informed).

Althea Garner
REALTOR (R) MBA, MCI, e-Pro
Exit Beach Cities Realty (California)
Preferred Realty Executives (Florida)
Your House Of Homes Online
DRE 01516817
772-626-1768

Search over 50,000 listings at my web site:
http://www.HouseOfHomesOnline.com
http://www.isellpslhomes.com

Women’s Council of REALTORS(R):
President-Elect – 2011 (Saint Lucie County)
VP Membership – 2010 (South Orange County)
Treasurer – 2008 (Coastal-West)
Webmaster – 2009 (Long Beach)
Editor – 2009 (Long Beach)
Education Committee – 2009 (California State)

Orange County Association of REALTORS(R):
Education Vice Chair – 2009

REALTORS(R) Association of Saint Lucie
Vice Chair, Global Business – 2011

Hormone Replacement Therapy and Cancer

Most of my blogs are about or connected to the real estate world, in some way shape or form, but when I saw this news article today, I felt compelled to take a different direction:

ABC News ~ Combination hormone therapy linked to breast cancer deaths

You see, for many years, I have believed that the US is killing its people!

Prior to coming to the US, I lived in Africa and was happy, healthy and of normal weight. Within the first 8 months of being in the US, I lost 54 lbs and finally, when I collapsed, my son begged me to stop eating meat – ‘Just for a little while’, he pleaded. For two years, my diet was completely meat-free (not vegetarian) and surprisingly, I gained in both strength and weight. Then I gradually reintroduced meat into my diet and now 15 years later, I am overweight!

My initial massive weight loss was caused by an allergic reaction to hormones injected into food-producing animals, intended to raise the meat-to-bone ratio, so that the food industry may get a better return on sales. Continued ingestion of these hormones, increases the meat-to-bone ratio in people, resulting in weight gain and osteoporosis – both of which are conditions that are epidemic in the US!

Is it any wonder why the US is overweight? With a society of people eating cheap fast food, which is heavily laden with hormone-filled meat, deep-fried in cholesterol-increasing oil and pumped full of salt (for taste) and preservatives, we should not be surprised at the death toll! But this menu is encouraged because it supports the pharmaceutical industry, which churns out billions of dollars in pills prescribed for the health issues caused by ‘affordable’ meals!

The indoctrination starts at a very young age, with parents taking their children to fast food outlets for breakfast and entertainment. It follows them through their school years as parents provide children with lunch money – two fast food burgers quell hunger pangs better than one over-priced salad. You only have to witness the road verges, where students get off the bus – go ahead…. just count the fast food containers that litter your suburb on a daily basis!

Doctors are too quick to prescribe chemical drugs for simple disorders, many of which create more issues than they are intended to cure. A colleague recently commented “So you’re a Lipitor survivor, are you?” … it was only when I stopped taking Lipitor for high cholesterol, that I realized how sick it had made me and how extremely well I felt without it!

In an attempt to control the rising population, women are encouraged to take birth control pills – hormones. Then, when they reach menopause and all its debilitating effects, doctors are quick to provide relief in the form of hormone replacement therapy. When my doctor suggested HRT for my frequent and extremely uncomfortable hot flashes, I declined, suspecting that there might be a link between hormones and breast cancer and since my sister had lost a breast to the disease, I believed that I needed to be cautious.

Is there any way to get away from hormones and chemical cures? And is it any wonder why cancer deaths are so frighteningly high? There is no medical confirmation of this, but I wouldn’t be a bit surprised if one day soon, we are informed that there is a link between chemical drugs and Alzheimer’s disease!

Is it remotely possible that the US is killing its people in an attempt to boost the pharmaceutical industry?


Althea GarnerREALTOR (R) MBA, MCI, e-Pro
Exit Beach Cities Realty (California)
Preferred Realty Executives (Florida)
Your House Of Homes Online
DRE 01516817
772-626-1768

Search over 50,000 listings at my web site:
http://www.HouseOfHomesOnline.com
http://www.isellpslhomes.com

Women’s Council of REALTORS(R):
President-Elect – 2011 (Saint Lucie County)
VP Membership – 2010 (South Orange County)
Treasurer – 2008 (Coastal-West)
Webmaster – 2009 (Long Beach)
Editor – 2009 (Long Beach)
Education Committee – 2009 (California State)

Orange County Association of REALTORS(R):Education Vice Chair – 2009

Selling Key Lime Pie

This economic crisis has affected the entire nation, but as far as the housing market is concerned, Florida was the first hit and has been the hardest hit and yet, property is flying off the lists here in Port Saint Lucie.

Our brokerage currently has 147 listings out of a total of 1608 properties on the market, which includes vacant lots. In an industry that has 1200 brokerages in the Tri-County area (Saint Lucie, Indian River and Martin Counties), Preferred Realty Executives ranked #11, making them the #1 boutique brokerage in Saint Lucie County!

How do PRE agents manage to stay on top of this competitive market? If asked if they think outside the box, these dynamic agents will tell you that they are so far ahead, they no longer HAVE a box! Instead, they have learned to MAKE KEY LIME PIE!

You’ve all seen them ~ virtual tours that show a picture perfect home in a picture perfect yard, but what you can’t see is the community…. the surrounding area, the state of the streets and road verges, what the area has to offer and what proximity the property is to features such as stores, museums, freeways, entertainment and if applicable, beaches.

When selling property, the surrounding area is just as important to the buyer, as the interior of the home, which in many cases has been ‘froofed up’ by a stager or interior designer. Hello????? All that ‘froofie’ stuff is going away, and what you’re left with is an empty house and…. Yup! .. the surrounding area! That’s the key lime pie!

When asked what the USP (Unique Selling Proposition) was, Starbucks CEO, Howard Schultz replied: “The experience!” That’s right… what draws people to Starbucks is not the delicious brews or the tasty mid morning snacks, but the whole experience and THAT is why Starbucks can afford to charge more for it’s products!

Preferred Realty Executives agents don’t charge any more for their services, which include commercial, industrial and residential sales, Title, Mortgage, Property Management and Business Investment, and that is why all 35 agents are busy! They GET IT ~ they believe that if you give the customer what the customer wants, and in this case, it’s information, education and exemplary service, the customer will be happy!


Althea GarnerREALTOR (R) MBA, MCI, e-Pro
Exit Beach Cities Realty (California)
Preferred Realty Executives (Florida)
Your House Of Homes Online
DRE 01516817
772-626-1768

Search over 50,000 listings at my web site:
http://www.HouseOfHomesOnline.com

Women’s Council of REALTORS(R):
President-Elect – 2011 (Saint Lucie County)
VP Membership – 2010 (South Orange County)
Treasurer – 2008 (Coastal-West)
Webmaster – 2009 (Long Beach)
Editor – 2009 (Long Beach)
Education Committee – 2009 (California State)

Orange County Association of REALTORS(R):Education Vice Chair – 2009

Is your buyer on the Government’s ‘Blocked’ list?

There are many documents that form a contract in a property transaction and by the time the property is ready for recording, the pile measures about 4″ or 5″ in height!

One of those documents, recently added by the Federal government, is the AFFIDAVIT OF NONFOREIGN STATUS – a one page declaration of who the buyer/seller is and this document is sent to the lender for screening ~ to be measured up against the 480+ pages (3 columns per page) of persons who are not permitted to purchase property in the US!

According to the Federal Secrecy Act, certain individuals are barred from buying property in the US, because they are at risk of money-laundering, either for purposes of terrorism, drug trafficking or on-line fraud, and this forms part of the 911 Homeland Security process.
http://www.ffiec.gov/bsa_aml_infobase/default.htm

“Pursuant to the Bank Secrecy Act and requirements specified by the Department of the Treasury’s Office of Foreign Assets Control (OFAC), seller will not engage in any transaction with an individual and/or entity that either a) appears on the list of Specially Designated Nationals and Blocked Persons, Specially Designated Terrorists, Specially Designated Narcotics Traffickers, or b) that Seller suspects to be involved in suspicious transaction or a transaction in violation of federal law………..”

Although this document applies to all who enter into a property transaction, there are certain ‘red flags’ that would escalate such an investigation, one of which is the reluctance on the part of the buyer or seller to provide identity information or who provides incomplete or incorrect information.
http://www.ffiec.gov/bsa_aml_infobase/pages_manual/OLM_106.htm

If you think about it, sellers who accept cash deals without an agent, are placing us all at risk, because this vital step would be by-passed, thereby possibly risking the lives of innocent Citizens. Do YOU know who bought the ‘For-Sale-By-Owner’ property on your street?

In addition, the Internet is fraught with offers from outside the US to buy property, usually offering to do so through their ‘attorney’, and these almost always turn out to be fraudulent deals!

One of the ways that these chancers get FSBO information is through advertising and as most FSBO listings are advertised on Craigslist, this is the most common point of contact.

It is only by being vigilant and using an agent who is aware of the many and frequent changes imposed by government, that YOU, the buyer or seller can safely close Escrow without putting others at risk! In the event of a ‘For-Sale-By-Owner’ property passing to a blocked person, the Federal government would hold both buyer and seller responsible, so while the owner might save money on the brokerage commission by not using a licensed agent, is jail time really worth it?

Don’t take a chance ~ ONLY do business with a qualified and licensed agent, one who is a member of the real estate Board (a REALTOR ®) and one who makes it their business to stay up to date with the law!


Althea Garner
REALTOR (R) MBA, MCI, e-Pro
Exit Beach Cities Realty (California)
Preferred Realty Executives (Florida)
Your House Of Homes Online
DRE 01516817
772-626-1768

Search over 50,000 listings at my web site:
http://www.HouseOfHomesOnline.com

Women’s Council of REALTORS(R):
VP Membership – 2010 (South Orange County)
Treasurer – 2008 (Coastal-West)
Webmaster – 2009 (Long Beach)
Editor – 2009 (Long Beach)
Education Committee – 2009 (California State)

Orange County Association of REALTORS(R):
Education Vice Chair – 2009